保險專業(yè)英語常用詞匯

1、保險英語，保險詞匯共享：acceptancepolicy英文翻譯：核保政策accountingperiod英文翻譯：結算期aggregatelimit英文翻譯：累積限額aggregatedloss英文翻譯：累積損失antiion英文翻譯：逆選擇ART(AlternativeRiskTransfer)英文翻譯：新型風險轉移balance所欠款項barrages堰壩captivepools自保組合catastropherisk巨災風險cei

2、dingcompany分出公司cessionlimit分保限額claimprone容易出險claimsassistance理賠協(xié)助cleancut結清方式coinsurance共保commencementtermination起訖cover承保cover責任額depositpremium預付保費destroyed毀壞earthcaves土壞房屋EPAeventlimit事件限額exgratiapayments通融賠款excessloss

3、超額賠款exclusion除外責任exposedareas風險承受區(qū)域facultativereinsurance臨時分保faultzone斷層區(qū)finiterisk有限制的風險flashfloods驟發(fā)洪水floodingofrivers洪水泛濫framestructure框架結構fullcoverage全額承保fullinsurancevalue足額保險價值fullliability全部責任GeophysicsInstitute地球

4、物理研究所GNPI總凈保費收入hailstm雹暴heavydamage嚴重破壞4保險英語詞匯翻譯險種及險別險種healthinsurance疾病保險，健康保險sicknessinsurance疾病保險insuranceduringaperiodofillness疾病保險insurancefmedicalcare醫(yī)療保險“majmedical“insurancepolicy巨額醫(yī)藥費保險lifeinsurance人壽保險endowment

5、insurance養(yǎng)老保險insuranceonlastsurviv長壽保險socialinsurance社會保險personalpropertyinsurance個人財產保險insuranceofcontents家庭財產保險險別FreefromParticularAverage（F.P.A.）平安險WithParticularAverage（W.P.A.）水漬險AllRisks一切險riskofbreakage破碎險riskofcla

6、shing碰損險riskofrust生銹險riskofhookdamage鉤損險riskofcontamination(tainting)污染險insuranceagainsttotallossonly(TLO)全損險riskofdeteriation變質險riskofpackingbreakage包裝破裂險riskofinherentvice內在缺陷險riskofnmalloss(naturalloss)途耗或自然損耗險riskofs

7、pontaneouscombustion自然險riskofcontingentimptduty進口關稅險insuranceagainstwarrisk戰(zhàn)爭險AirTransptationCargoWarRisk航空運輸戰(zhàn)爭險overlTransptationInsuranceWarRisk陸上運輸戰(zhàn)爭險insuranceagainststrikeriotcivilcommotion(SRCC)罷工，暴動，民變險insuranceagai

8、nstextraneousrisksinsuranceagainstadditionalrisks附加險riskoftheftpilferagenondelivery(TPND)盜竊提貨不著險riskoffreshofrainwaterdamage(wetting)淡水雨淋險riskofleakage滲漏險previouslosses既往損失priity分保自留額priity自付責任3保險英語詞匯表proptionalreinsuran

9、ce比例再保險rainstm雨暴rating費率reinfcedconcretebuilding鋼筋混凝土建筑reinstatement恢復保額reinsured分出公司reinsurer再保險人retention自留額retentionareas滯洪區(qū)returnperiod重現期revokelicense吊銷營業(yè)執(zhí)照seaquake海震secondeventcover第二事件承保securitization證券化seismicdem

10、age震害setoff抵銷shearwallstructure剪力墻結構single險位超賠spreadloss分散風險stoploss賠付率超賠stmsurges風暴潮susceptibilityofgoodstowater易受水浸性tarrif費率表TG拐點周期tidalwave海嘯topographicmap地形圖tnado龍卷風totalsuminsured總保額treatylimits合約限額tubestructure筒體結構

11、underwritingpolicy承保政策windstm風暴2保險英語詞匯翻譯hourclause小時條款hurricane颶風Delayincompletion完工延誤EEI電子設備險engineeringinsurance工程保險ErectionAllRisks(EAR)安裝工程一切險（安工險）excessoflosscover超額賠償EXLprotection超賠保障facultativebusiness臨分保IBRNIncur

12、redbutnotreptedlosses已發(fā)生但未報的損失IBRNreserveIBRN儲備金indemnityperiodlimit賠期期限inflatedclaim超額索賠insurancecapacity承保能力8保險英語翻譯insuredproperty參保物業(yè)Kobe神戶Lloyd勞合社longtail長尾Lossofprofit利損險Machinery(Breakdown)Insurance機器（損壞〕險，機損險mails